Bill Collectors and a Bad Economy
Something tells me that the collapsed economy and the rash of bad-ass bill collectors coming out of the wood-work are all connected. Never mind the Gunfight at the DC Corral now going on over the budget, this is far more serious. Nobody has confidence in the government anymore, at least statistics say so.
The vultures have begun circling over retired citizenry with ancient lists of bad debts and old bills, paid or unpaid, mass mailing threats to scared old people hoping to collect money. NOT from this old guy.
Since retiring, I have received no less than a dozen gauntlets thrown down demanding money. So many, I have had to consult attornies, and, having done so, learned so much, so fast, can no fight off these people successfully.
I have succeeded all twelve times without damage to my credit score. In many cases, the attack on my wife and I has been with old bills already paid, receipts in hand, the bill collector persists.
One such attorney encapsulted the best advice: " PROVE IT." I keep a file drawer of lawyer-letters, correspondence and copies of Better Business complaints - all ready for court appearances, should I need them.
So far, I've won. I will NOT be threatened.
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The vultures have begun circling over retired citizenry with ancient lists of bad debts and old bills, paid or unpaid, mass mailing threats to scared old people hoping to collect money. NOT from this old guy.
Since retiring, I have received no less than a dozen gauntlets thrown down demanding money. So many, I have had to consult attornies, and, having done so, learned so much, so fast, can no fight off these people successfully.
I have succeeded all twelve times without damage to my credit score. In many cases, the attack on my wife and I has been with old bills already paid, receipts in hand, the bill collector persists.
One such attorney encapsulted the best advice: " PROVE IT." I keep a file drawer of lawyer-letters, correspondence and copies of Better Business complaints - all ready for court appearances, should I need them.
So far, I've won. I will NOT be threatened.
###
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